fix: corrigir tipos e eliminar non-null assertions

Substitui non-null assertions (!) por type assertions ou optional
chaining com guards. Troca any por unknown/tipos explícitos.

- drizzle.config: DATABASE_URL! → as string
- use-form-state: Record<string, any> → Record<string, unknown>
- actions: catch (e: any) → catch (e), model tipado explicitamente
- pagadores/data: row: any → Record<string, unknown>
- note-dialog: result tipado explicitamente
- bulk-import: payload as any removido
- Map.get()! → optional chaining + guards em relatórios e dashboard

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

components/anotacoes/note-dialog.tsx

@@ -192,7 +192,7 @@ export function NoteDialog({
 		}
 
 		startTransition(async () => {
-			let result;
+			let result: { success: boolean; message?: string; error?: string };
 			if (mode === "create") {
 				result = await createNoteAction(payload);
 			} else {