fix: corrigir tipos e eliminar non-null assertions

Substitui non-null assertions (!) por type assertions ou optional
chaining com guards. Troca any por unknown/tipos explícitos.

- drizzle.config: DATABASE_URL! → as string
- use-form-state: Record<string, any> → Record<string, unknown>
- actions: catch (e: any) → catch (e), model tipado explicitamente
- pagadores/data: row: any → Record<string, unknown>
- note-dialog: result tipado explicitamente
- bulk-import: payload as any removido
- Map.get()! → optional chaining + guards em relatórios e dashboard

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

components/lancamentos/dialogs/bulk-import-dialog.tsx

@@ -163,7 +163,7 @@ export function BulkImportDialog({
 								: undefined,
 					};
 
-					const result = await createLancamentoAction(payload as any);
+					const result = await createLancamentoAction(payload);
 
 					if (result.success) {
 						successCount++;
@@ -360,7 +360,7 @@ export function BulkImportDialog({
 						</div>
 					)}
 
-					<DialogFooter className="gap-3">
+					<DialogFooter>
 						<Button
 							type="button"
 							variant="outline"