fix: corrigir tipos e eliminar non-null assertions

Substitui non-null assertions (!) por type assertions ou optional
chaining com guards. Troca any por unknown/tipos explícitos.

- drizzle.config: DATABASE_URL! → as string
- use-form-state: Record<string, any> → Record<string, unknown>
- actions: catch (e: any) → catch (e), model tipado explicitamente
- pagadores/data: row: any → Record<string, unknown>
- note-dialog: result tipado explicitamente
- bulk-import: payload as any removido
- Map.get()! → optional chaining + guards em relatórios e dashboard

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

drizzle.config.ts

@@ -5,6 +5,6 @@ export default {
 	out: "./drizzle",
 	dialect: "postgresql",
 	dbCredentials: {
-		url: process.env.DATABASE_URL!,
+		url: process.env.DATABASE_URL as string,
 	},
 } satisfies Config;