fix: corrigir tipos e eliminar non-null assertions

Substitui non-null assertions (!) por type assertions ou optional
chaining com guards. Troca any por unknown/tipos explícitos.

- drizzle.config: DATABASE_URL! → as string
- use-form-state: Record<string, any> → Record<string, unknown>
- actions: catch (e: any) → catch (e), model tipado explicitamente
- pagadores/data: row: any → Record<string, unknown>
- note-dialog: result tipado explicitamente
- bulk-import: payload as any removido
- Map.get()! → optional chaining + guards em relatórios e dashboard

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

hooks/use-form-state.ts

@@ -16,7 +16,9 @@ import { useState } from "react";
  * updateField('name', 'John');
  * ```
  */
-export function useFormState<T extends Record<string, any>>(initialValues: T) {
+export function useFormState<T extends Record<string, unknown>>(
+	initialValues: T,
+) {
 	const [formState, setFormState] = useState<T>(initialValues);
 
 	/**